DAT 520 Milestone Two Guidelines and Rubric
In this milestone, you will create a first draft of your decision tree. This task assumes you have already established a viab le research question, identified a data
set, and performed the necessary data prep. To complete this milestone, you may have to exp eriment/iterate with different modeling styles. The main objective
of this milestone is to draft your model, explain what you did, and explain why it is the best model for your research questi on. For more details on completing
this milestone, refer to the Final Project Notes in the Assignment Guidelines and Rubrics folder.
Your submission should include the following:
A clear description of the structure and purpose of the decision tree model that you choose.
Documentation that refers to potential complications in the analysis process, in an outline or bulleted format. This should be clear, concise, and
thorough.
An evaluation of the results of the model which includes discussion of whether or not the results are reasonable and the model is accurate, whether or
not there are elements that are not present or are needlessly present, and any errors that may be present.
Guidelines for Submission: Write 2 to 3 double-spaced pages explaining your model(s). Append the graphical representations of your model, and any other
supporting material that you feel is necessary to explain this draft model. Include any sources at the end and cite them in APA format.
Critical Elements Proficient (100%) Needs Improvement (70%) Not Evident (0%) Value
Structure Deci s i on tree and des cri pti on are
cl earl y s tructured
Deci s i on tree and des cri pti on are
s omewhat cl earl y s tructured
Deci s i on tree and des cri pti on are not
adequatel y s tructured
30
Process
Documentation
Documentati on i s cl ear, thorough, and
l ogi cal
Documentati on i s not ful l y cl ear, or
l eaves unexpl ai ned gaps
Documentati on i s not cl ear 30
Evaluation of Results Eval uati on cons i ders reas onablenes s ,
accuracy, mi s s ing/extraneous
el ements , and error i n the model
Eval uati on does not ful l y cons i der
reas onabl enes s , accuracy,
mi s s i ng/extraneous el ements , or error
i n the model
Eval uati on does not cons i der
reas onabl enes s , accuracy,
mi s s i ng/extraneous el ements , or error
i n the model
30
Articulation of
Response
Submi s s i on has no major errors
rel ated to grammar, s pel l i ng, s yntax,
or organi zati on
Submi s s i on has major errors rel ated to
grammar, s pel l i ng, s yntax, or
organi zati on that negati vel y i mpact
readabi l ity and arti culation of mai n
i deas
Submi s s i on has criti cal errors rel ated
to grammar, s pel l i ng, s yntax, or
organi zati on that prevent
unders tandi ng of i deas
10
Earned Total 100%
> ecision ree
. 0 0 0 D 2 1 2 0 0 0 1 5 5 TRUE 0 0 TRUE 9 TRUE TRUE 0 0 0 13 TRUE TRUE 17 TRUE 17 TRUE x )
0 0 0 0 0 0 4 4 0 842
2 2 0 5
10 10 0 5
18 0 7 7 0 1 1 0 0 0 0 0 0 0 ERROR:#DIV/0! 0 0 0 0 0 0 ERROR:#DIV/0! ERROR:#DIV/0! 56 56 0 61 0 0 0 0 0 0 0 ERROR:#DIV/0! ERROR:#DIV/0! 0 0 0 0 0 0 ERROR:#DIV/0! ERROR:#DIV/0! 1 1 0 0.6 1 1 0 44 44 0 2 2 0 6 6 0 1 1 0 3 3 0 1 1 0 0.6 8 8 0 0 0 0 0 0 0 ERROR:#DIV/0! ERROR:#DIV/0! 8 8 0 0.5 16 16 0 11 11 0 0.5 2 2 0 0 0 0 0 0 0 ERROR:#DIV/0! ERROR:#DIV/0! 5 5 0 0 0 0 0 0 0 ERROR:#DIV/0! ERROR:#DIV/0! 2 2 0 911672
0 0 0 0 0 0 ERROR:#DIV/0! ERROR:#DIV/0! 4 4 0 3 3 0 6 6 0 3 3 0 0.21 3 3 0 6 6 0 0.41 3 3 0 7 7 0 4 4 0 1.27 0 0 0 0 0 0 ERROR:#DIV/0! ERROR:#DIV/0! 10 10 0 0 0 0 0 0 0 ERROR:#DIV/0! ERROR:#DIV/0! 6 6 0 4 4 0 1.1 5 5 0 0.08 4 4 0 0 0 0 0 0 0 ERROR:#DIV/0! ERROR:#DIV/0! 0 0 0 0 0 0 ERROR:#DIV/0! ERROR:#DIV/0! 16 16 0 0.76 9 9 0 0 0 0 0 0 0 ERROR:#DIV/0! ERROR:#DIV/0! 0 0 0 0 0 0 ERROR:#DIV/0! ERROR:#DIV/0! 363 0
2
D
T
Asset-Deposit/ Loss below
0
1
Grossly Unstable
Asset/ Deposit Ratio below
1.1
1
Asset -Deposit/Loss above 1.0
Relatively stable
0
Asset/ Deposite Ratio above 1.1
Stable
ID
Name
Value
Prob
Pred
Kind
NS
S1
S2
S
3
S
4
S
5
Row
Col
Mark
0
TreePlan
25
TRU
E
1 0 0 E 2 3 4 0 0 0
1
8
TRUE
2 0 0 T 0 0 0 0 0 0
32
3 1 D 3 5
6
7
10
9
4 1 T 0 0 0 0 0 0
27
5 0 3 T 0 0 0 0 0 0 2
13
6 0 3 E 2 8 9 0 0 0 9 13 TRUE
7 0 3 E 2 10
11
19
8 6 T 0 0 0 0 0 0 7
17
9 6 T 0 0 0 0 0 0
12
10 7 T 0 0 0 0 0 0 17 17 TRUE
11 7 T 0 0 0 0 0 0
22
Analysis
FDIC: HSOB Bank & Thrift Failures
Table BF03
Federal Deposit Insurance Corporation
US and Other Areas
(Dollar amounts in thousands)
Effective Date(s): 2010 – 2017
Insurance Fund: ALL
Charter Type: ALL
Transaction Type: All Failures
State
Number of Institutions
Number of Failures
Number of Assistance Transactions
Assets
Deposits
Estimated Loss (12/31/20
16
Ratio (Assets/Deposits)
Assets-Deposits/Loss
Alaska
Alabama
3,923,592
3,524,148
527,116
1.1133
44
0.76
Arkansas
258,100
237,227
31,980
1.087987455
0.6
Arizona
1,724,911
1,521,634
367,101
1.133591258
0.5
California
18
10,369,863
8,527,943
1,180,136
1.215986434
1.
56
Colorado
5,907,934
5,033,322
997,068
1.173764365
0.88
Connecticut
26,368
25,715
9,211
1.025393739
0.07
District of Columbia
ERROR:#DIV/0!
Delaware
Florida
17,814,855
15,603,039
2,734,235
1.141755462
0.81
Georgia
61
17,615,642
16,457,170
5,499,612
1.070393148
0.21
Guam
Hawaii
Iowa
91,580
81,967
16,053
1.117278905
Idaho
153,361
145,813
3,487
1.051764932
2.16
Illinois
18,464,884
16,970,638
2,757,912
1.0880489
0.54
Indiana
2,176,991
1,864,957
128,806
1.167314313
2.42
Kansas
2,732,313
2,504,392
442,837
1.091008516
0.51
Kentucky
92,982
87,196
7,767
1.066356255
0.74
Louisiana
3,952,217
3,587,749
77,872
1.101586817
4.68
Massachusetts
245,534
233,222
20,560
1.052790903
Maryland
1,538,639
1,433,845
305,523
1.073086003
0.34
Maine
Michigan
3,769,306
3,358,462
816,063
1.122330996
Minnesota
2,081,648
2,010,361
405,386
1.035459801
0.18
Missouri
2,330,765
2,023,419
614,026
1.151894393
Mississippi
288,777
268,518
56,284
1.075447456
0.36
Montana
North Carolina
1,030,991
957,681
148,152
1.076549498
0.49
North Dakota
Nebraska
2,930,812
2,291,278
17,655
1.27
36.22
New Hampshire
New Jersey
446,500
437,714
79,422
1.020072467
0.11
New Mexico
3,470,419
2,788,769
400,484
1.244426842
1.7
Nevada
1,263,154
1,215,863
344,056
1.038895007
0.14
New York
927,324
892,626
163,505
1.038871823
Ohio
154,325
137,841
40,112
1.11958706
0.41
Oklahoma
1,104,610
1,005,099
244,219
1.099006168
Oregon
1,920,174
1,828,737
147,585
1.050000082
0.62
Pennsylvania
896,785
818,579
170,463
1.095538732
0.46
Puerto Rico
24,830,175
18,908,535
4,654,070
1.313172861
Rhode Island
South Carolina
3,041,833
2,792,700
595,639
1.089208651
0.42
South Dakota
Tennessee
2,278,148
2,224,875
637,427
1.023944267
0.08
Texas
3,538,873
2,739,025
725,795
1.29201924
Utah
2,714,230
2,655,833
766,758
1.021988205
Virginia
1,208,342
1,106,594
288,370
1.091947001
0.35
Virgin Islands
Vermont
Washington
9,437,876
8,373,008
1,401,612
1.127178667
Wisconsin
2,893,010
2,600,210
354,328
1.112606289
0.83
West Virginia
Wyoming
Totals:
363
159647843
139275704
28178689.59
1.146272023
0.72