Please address the following elements as it relates to your new daycare business:

Before graduating you decide to open up your own daycare center in your hometown. The objective is to start small, build up a solid client base and trustworthy team of associates before expanding. Pick-up van service to transport children to your daycare will be offered to parents. While searching for a facility your Relator mentions property insurance and liability coverage. This reminds you of all the risks you need to consider.

Please address the following elements as it relates to your new daycare business:

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Describe all of the types of risks you will encounter.

What is the definition of risk management?

How will your daycare follow the steps of the risk management process (define and give specific examples for each step.) 

Name and describe the types of insurance that will be needed for the property, employees, clients, and you as the owner?

How should owning a business change your life insurance policy needs?

How could annuities and IRA’s benefit you or your employees?

Explain how you will assess the health (medical) and life insurance needs of your employees.

When and how will you reassess your insurance needs.

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